Your family's financial safety net — organised and secure.
eKosha is a private, encrypted place for Indian families to organise the financial information they depend on — bank accounts, FDs, mutual funds, property, insurance and nominee details — and share it with the people they trust, so nothing important is lost when it matters most.
No credit card required · Free plan available · Android & Web
My Assets
₹42,80,000
Total Portfolio Value
SBI Savings Account
Bank Account
₹3,40,000
LIC Life Insurance
Insurance
₹9,40,000
HDFC Equity Mutual Fund
Mutual Fund
₹30,00,000
When the unexpected happens, your family shouldn't be left guessing.
Most families have no single, safe, organised record of their financial assets.
Documents scattered everywhere
Policy papers in drawers, FD slips in lockers, passbooks across files — no single place holds everything your family needs.
Nobody knows what you own
Every year, savings, deposits and insurance go unclaimed with Indian institutions — often simply because the family never knew they existed.
Sharing sensitive data feels risky
Passing account numbers over WhatsApp or leaving documents in an unlocked drawer exposes your family to real risk.
Renewal dates slip by
Insurance premiums, FD maturities and PPF deadlines arrive once a year, across different institutions — and a missed one can mean a lapsed policy.
From the eKosha Blog
Practical, calm guidance on organising your family’s finances — so nothing important is lost when it matters most.
Everything Your Family Needs
eKosha is purpose-built for Indian families — supporting every asset type that matters, from bank accounts to property — and reminding you before anything lapses.
Secure Asset Vault
Store bank accounts, FDs, PPF, and all financial assets in one private, encrypted place.
Trusted Sharing
Securely share specific assets or your full vault with trusted family members — with granular access controls.
Nominees & Co-owners
Record nominees and co-owners for each asset, so the right people know what exists and what is meant for them.
Family Dashboard
See everything in one place — your assets organised by type, institution and nominee, so the full picture is always clear.
End-to-End Encryption
AES-256 encryption means only you and those you authorise can ever read your data — not even us.
Mobile + Web
Available as a native Android app and a full-featured web app — always in sync, always available.
Renewal Reminders
Get reminded 7, 3 and 1 day before — and on the day — an insurance premium, FD or PPF is due. One short summary a day, never one alert per asset.
Upcoming Renewals
One page shows everything due — overdue, this week, next 30 days. Renewed something? Update the date in two taps so next year is covered.
Vault Setup Checklist
A simple seven-step checklist — bank, insurance, investments, retirement, property, a nominee and a family share — shows how prepared your vault is.
Notifications You Control
Choose push and email separately for reminders, nudges and updates. You are also told when someone accepts your invite or shares something with you.
Renewal reminders
A policy should never lapse by accident.
Add a renewal or maturity date once. eKosha reminds you before it arrives, shows everything coming up in one place, and keeps anything overdue in view until you deal with it.
When a reminder helps
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Insurance premium due
Health and life premiums come around once a year and are easy to miss. A missed premium can mean a lapsed policy — usually discovered only when a claim is needed.
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Policy expiry or maturity
Know when a policy needs renewing, or when a life policy matures, so the money does not sit unclaimed.
-
Fixed deposit maturity
Decide whether to renew or withdraw while you still have options — not after the bank has auto-renewed at a lower rate.
-
PPF, provident fund & small savings
Long-term accounts mature quietly, years after they were opened. A reminder keeps them from being forgotten.
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Shared with a co-owner
Every co-owner gets the reminder. Anyone can mute an entry for themselves without switching it off for the rest of the family.
Renewal Reminders
8:00 am
3 renewals are coming up — the first is due tomorrow.
One short summary a day, however many renewals are due. It never shows account details on your lock screen.
Upcoming renewals
Tap a row to expandOverdue
Health insurance
Premium due
3 days overdue
This week
Fixed deposit
Matures
Tomorrow
Next 30 days
Life insurance
Premium due
In 21 days
Reminded at the right moments
-
7 days before. Time to arrange the payment or compare options.
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3 days before. A gentle second reminder.
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1 day before. Last chance to act without a rush.
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On the due day. So nothing slips by unnoticed.
Renewed it? Two taps.
Update the date and next year's reminder is already set.
You choose how to be told
Push and email are switchable by category. The in-app inbox always keeps a record.
Included on the Free plan
Reminders are never behind a paywall.
Set Up in Minutes
eKosha is designed to be simple for every family member, regardless of technical experience.
Add your assets
Add bank accounts, investments, property and insurance in a couple of minutes each — with the details that matter, all in one organised place.
Choose who sees what
Grant trusted family members access to the full vault or only specific assets — with view-only or edit permissions that you control.
They're ready when it matters most
When something unexpected happens, your family knows exactly what you own, where it is, and how to claim it — without scrambling.
Built with the same standards as enterprise banking.
Your family's financial data is among the most sensitive information you own. We built eKosha with the same security standards used by leading financial institutions — so you can trust us with what matters most.
AES-256 Encryption
Your vault data is encrypted with AES-256 at rest — the same standard used by banks.
PBKDF2 Key Derivation
Encryption keys are derived from your credentials using PBKDF2 — never stored in plain text.
Two-layer Key Design
A vault key encrypts your data; a separate key encrypts the vault key — double protection.
Firebase Infrastructure
Backed by Google Firebase, certified to ISO 27001, SOC 2, and multiple global standards.
We Cannot Read Your Data
Zero-knowledge design means eKosha staff can never access your decrypted vault contents.
PIN & Biometric Lock
Every app session requires your PIN or biometric — even if someone unlocks your phone.
Simple, Honest Pricing
Start free. Upgrade when you need more. No hidden fees.
Free
For individuals getting started
- Up to 5 assets (any type)
- 1 share (nominees, co-owners & explicit shares)
- Android & Web access
- Renewal reminders & Upcoming renewals page
- AES-256 encryption
eKosha Premium
For families who need everything
Cancel anytime
- Up to 50 assets (any type)
- Up to 10 shares (nominees, co-owners & explicit shares)
- All asset types
- Renewal reminders & Upcoming renewals page
- Priority support
Frequently Asked Questions
Everything you need to know about eKosha.